Back to Topic 1.2 — Types of business entities
1.2.4BM SL10 flashcards

Cooperatives

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Card 1 of 101.2.4
Question

Define a cooperative.

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Card 1example

Question

Define a cooperative.

Answer

A business owned and run by its members for their mutual benefit.

💡 Hint

Owned by members.

Card 2example

Question

What is the main ownership feature of a cooperative?

Answer

It is owned by its members, who use the business and share the benefits.

💡 Hint

Member ownership.

Card 3example

Question

What does "one member, one vote" mean in a cooperative?

Answer

Each member has equal voting rights regardless of how much money they invested.

💡 Hint

Democratic control.

Card 4example

Question

Give one advantage of the cooperative structure.

Answer

Members are often highly motivated because they directly benefit from the cooperative’s success.

💡 Hint

Motivation comes from shared benefits.

Card 5example

Question

State two features of a cooperative.

Answer

It is owned by members, and decisions are made democratically (one member, one vote).

💡 Hint

Give 2 features: member ownership + democracy.

Card 6example

Question

Give one disadvantage of cooperatives linked to decision-making.

Answer

Decision-making can be slower because members must be consulted and voting is democratic.

💡 Hint

Democracy can slow decisions.

Card 7example

Question

Why is raising finance often a weakness for cooperatives?

Answer

They have limited ability to attract external investors compared with companies that can issue shares.

💡 Hint

Harder to access external equity.

Card 8example

Question

How are profits typically used in a cooperative?

Answer

Profits are shared among members or reinvested to improve benefits and services for members.

💡 Hint

Profits benefit members.

Card 9example

Question

Why can cooperatives find it harder to raise finance than companies?

Answer

They cannot easily sell shares to external investors, so access to capital is more limited.

💡 Hint

Limited access to external equity.

Card 10example

Question

State one key exam takeaway about cooperatives.

Answer

Cooperatives combine business activity with democratic member control, which can increase motivation but reduce speed and access to finance.

💡 Hint

Balance: motivation vs speed/finance.

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IB BM Cooperatives Flashcards | 1.2.4 | Aimnova | Aimnova